{
  "title": "The American Dream, by metro",
  "formula": "leftover income = median earnings − federal income tax − FICA − state income tax − 1-bedroom rent − transportation − food",
  "filer": "Single, wage income only, standard deduction, no dependents, no local income tax.",
  "files": [
    {
      "path": "occupations.json",
      "what": "The jobs on the picker. ACS table B24011 column ids."
    },
    {
      "path": "tax.json",
      "what": "TY 2026 federal brackets plus state brackets, standard deductions, and personal exemptions."
    },
    {
      "path": "metros.json",
      "what": "One row per Metropolitan Statistical Area: coordinates, 1-bedroom FMR, transportation, food, median earnings by occupation."
    }
  ],
  "upstream": [
    {
      "id": "acs",
      "name": "Census ACS 2024 5-year, table B24011",
      "what": "Median earnings in the past 12 months by occupation, metro areas.",
      "url": "https://api.censusreporter.org/1.0/data/show/latest?table_ids=B24011&geo_ids=310|01000US"
    },
    {
      "id": "hud",
      "name": "HUD FY 2026 Fair Market Rents",
      "what": "1-bedroom FMR, population-weighted to the Census CBSA.",
      "url": "https://www.huduser.gov/portal/datasets/fmr.html"
    },
    {
      "id": "cex",
      "name": "BLS Consumer Expenditure Survey 2024, one-person units",
      "what": "One-person transportation $6,953 and food $5,644, scaled locally with BEA goods prices.",
      "url": "https://fred.stlouisfed.org/release/tables?eid=1215380&rid=479"
    },
    {
      "id": "cexhh",
      "name": "BLS Consumer Expenditure Survey 2024, all consumer units",
      "what": "Average household spending $78,535. Housing 33.4%, transportation 17.0%, food 12.9% — the slices leftover income counts.",
      "url": "https://www.bls.gov/opub/ted/2026/housing-and-transportation-accounted-for-50-percent-of-household-spending-in-2024.htm"
    },
    {
      "id": "rpp",
      "name": "BEA Regional Price Parities 2023, goods",
      "what": "Prices the national food and transportation baskets in each metro.",
      "url": "https://www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area"
    },
    {
      "id": "taxfed",
      "name": "IRS Rev. Proc. 2025-32 / TY 2026 inflation adjustments",
      "what": "Federal brackets, $16,100 standard deduction, Social Security wage base $184,500.",
      "url": "https://www.irs.gov/newsroom/irs-releases-tax-inflation-adjustments-for-tax-year-2026-including-amendments-from-the-one-big-beautiful-bill"
    },
    {
      "id": "taxstate",
      "name": "Tax Foundation, 2026 state income tax rates and brackets",
      "what": "State rates as of January 1, 2026. Local income taxes are omitted.",
      "url": "https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/"
    },
    {
      "id": "gaz",
      "name": "Census 2024 CBSA gazetteer",
      "what": "Metro centroids.",
      "url": "https://www.census.gov/geographies/reference-files/time-series/geo/gazetteer-files.html"
    }
  ]
}